Enhanced Plan Who's eligible? Case study ERC more 2 life’s Enhanced Plan lets your client release even more money from their property than a standard lifetime mortgage, simply by taking into account their health and lifestyle choices. Our Enhanced Plan is available for people with a range of health conditions or lifestyle choices including high blood pressure, diabetes, a high weight to height ratio or a history of smoking. Generally, the more serious the condition or lifestyle choice, the more money your client could release. Enhanced Plan at a glance: Takes into account health and lifestyle conditions to allow a larger release No medical examination required No monthly repayments The loan, plus interest, is repaid when the property is sold Cash facility available so your client can release more money in stages if they wish to* Protected Equity Guarantee option meaning an inheritance can be guaranteed to your clients’ beneficiaries Straight forward application process with instant underwriting. *Subject to prevailing criteria at the time of application for further funds.