more2life's dedicated site for UK financial advisers only - if you're a customer please go to our customer page

This website is intended for financial advisers only and has not been approved for non financial advisers.

Continue as adviser Go to customer site

The later life lender


Update - changes to enhanced underwriting process

In response to COVID-19, some changes have been made to the enhanced underwriting process for Tailored Plus cases. These changes are in line with government recommendations, and will hopefully make things easier for you and your clients during this difficult time.
New cases
With immediate effect, GP reports will not need to be submitted for new medically enhanced cases.
Where criteria indicates that a GP report is required, you should instead request a copy of the client’s current prescription in lieu of a GP report. The prescription(s) should be no more than 3 months old.  
New cotinine tests for smokers applying for a medically enhanced plan will not be required. This change will apply for the next 3 months, and we will reassess the situation and this position towards the end of this period. 
Existing cases
For existing cases where a GP report or cotinine test have been requested/and or are outstanding, these will not be required. A copy of your client's prescription will still suffice in lieu of a GP report, and any requested and/or outstanding cotinine tests will be waived.
If you have any questions, please don't hesitate to get in touch with your Telephone Account Manager or Business Development Manager. You can also contact our support team.

This website is intended for intermediaries only and has not been approved for customer use. more2life Limited. Registered in England No 5390268. Registered Office: Baines House, 4 Midgery Court, Fulwood, Preston PR2 9ZH. more2life is authorised and regulated by the Financial Conduct Authority.