Award-winning lifetime mortgages

Retirement is no longer a one-off event marked with a clock and a handshake, it’s an experience. And nobody wants to experience an ‘ordinary’ retirement. That’s why we design lifetime mortgages that are as flexible as the journey that you’re on.

Who we are

You might not have heard of more2life before, and that's okay, because you can’t buy directly from us - you need specialist equity release advice first.

Based in Preston and established in 2008, we have grown to be one of the largest equity release lenders in the UK. Working exclusively with qualified equity release advisers, we help those aged 55 and over to safely release the cash from their homes.

Find out more about us

You're in safe hands

All of our plans meet Equity Release Council standards, meaning that they come with a set of safeguards for your protection.

You can personalise your plan to guarantee an inheritance for loved ones, to include downsizing protection, and to make voluntary repayments to your loan without incurring early repayment charges, subject to criteria. All new more2life plans now also come with fixed ERCs.

Learn about lifetime mortgages

We're always here for you

If you do take out a lifetime mortgage with us, we don’t vanish once your loan completes. Our staff are always here to answer any questions you have.

If you wish to increase your lifetime mortgage, make a withdrawal from a drawdown facility, make repayments, or if you're moving home, our customer services team are always here to help.

Existing customer? Click here

Want to find out more?

If you’re a UK homeowner, aged 55 and over, your home is worth at least £70,000 and is your main residence, you could qualify for a lifetime mortgage.

A lifetime mortgage is a type of equity release which allows you to release some of the cash tied up in the value of your home.

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A lifetime mortgage is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. 

Getting the right advice

To take out a lifetime mortgage, you ﬁrst need to seek advice from a qualiﬁed equity release adviser who will look at your options and tell you if it’s right for you.

If you’re yet to ﬁnd an equity release adviser, we recommend searching the Equity Release Council's database of registered equity release adviser members. All Equity Release Council members have agreed to abide by Equity Release Council rules, guidance and standards, and have signed up to the Council's Statement of Principles.

Find an adviser

Making a complaint

At more2life we are proud of the service we offer customers and the many industry awards we have won that reflect the high standards we strive to deliver. But even the best companies can sometimes get things wrong, and if that happens it’s important you know how to complain and the steps involved to help resolve your complaint.

Click here to to see our complaints process >

Our awards

Over the years, we've won a number of awards for the quality of our customer service and our lifetime mortgages. So, you can be confident that we can help you to safely unlock some of the cash in your home.