more2life's dedicated site for UK financial advisers only - if you're a customer please go to our customer page

This website is intended for financial advisers only and has not been approved for non financial advisers.

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The later life lender

Spend less time doing paperwork and more time focussing on your mission using fastpath, the only portal in the equity release market to take you from KFI to completion entirely online - even when you're out in the field

For information on how we are coping with COVID-19, visit our newsroom

How can more2life help you on your mission to secure your clients more financial freedom in later life?
Watch your mission briefing

Work with us

Working exclusively with advisers allows us to focus on offering you the very best resources and support, so that you can focus on your clients. Investment in technology is a big part of this support, which is why we equip you with tools never seen before in the equity release market – like our pioneering tools and fastpath adviser portal.
Widest variety
No other lender can provide you with the breadth of modern plans, LTVs, features, extras and competitive rates which you can offer your clients with more2life.
Learn more about our plans
Supporting you
From the moment you register, you are assigned with dedicated business development and telephone support, along with access to online tools never seen before in the equity release market, resources and CII accredited webinars to take advantage of anywhere, anytime - even when you're out in the field.
Explore the Learning Lab
Technology for success
Thanks to fastpath, you can take a client from KFI all the way to completion without filling in any paperwork. This together with automated, digital processes means you spend less time doing paperwork, and more time growing your business.
Learn more about fastpath

Our lifetime mortgages

From low rates to high LTVs, and from partial repayments to cashback, fixed ERCs and more, our broad range of lifetime mortgages come equipped with all of the features your clients need.
Very high LTVs, lump sum, competitive rates & up to 10% partial repayments. Please note Prime Plus plans are unavailable until further notice. Prime Choice is available & not subject to retentions.

Loans from

£10,000 - £600,000

High LTVs, lump sum or drawdown, & range of features available. Please note all Maximum plans are available, subject to 10% retentions.

Loans from

£10,000 to £750,000

Available with enhanced LTVs, with competitive rates, lump sum or drawdown. Where remote valuations are carried out, a 5% reduction will apply to property values returned from the valuation.

Loans from

£10,000 to £600,000

A range of competitive rates, LTVs & features. Please note Capital Super Lite & Lite are not subject to retentions, Capital Choice subject to 10% retentions, & Capital Plus subject to 25% retentions.

Loans from

£15,000 to £1.5m

Competitive rates with a range of LTVs. Please note that Flexi Premier & Lump Sum Max 1 plans are temporarily unavailable. No retentions apply.

Loans from

£10,000 to £1.85m


Don't take our word that we're one of the best; knowing advisers, the real market experts, have rated us 'Excellent' on Trustpilot tells us we're doing our job.

This website is intended for intermediaries only and has not been approved for customer use. more2life Limited. Registered in England No 5390268. Registered Office: Baines House, 4 Midgery Court, Fulwood, Preston PR2 9ZH. more2life is authorised and regulated by the Financial Conduct Authority.