Omni is designed to give you more ways to say yes, offering our highest LTVs, our broadest lending criteria, and application ages up to 89. It delivers on our promise of innovation - with high-impact features designed around the real-world challenges you face when placing later life cases.
It's a lifetime mortgage designed for today's customer. Because there's more to life.
Omni exists because advisers like you asked for more options - more inclusive criteria, higher borrowing potential, and support for clients that don’t always fit other plans.
We’re here to back you with products and services that solve real challenges. Omni gives you more ways to deliver better customer outcomes.
Omni isn’t just new, it’s necessary. It fills a vital gap in the market and strengthens your toolkit, so you can continue leading the way in later life lending.
Our shortest fixed early repayment charge period of just 6 years.
Make overpayments of up to 15% per year ERC-free.
Available for clients aged 55 to 89.
up to
£3.5m
Quickly check whether your client fits Omni’s criteria, so you can qualify cases faster and with confidence.
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Instantly calculate how much your client could release with Omni’s high LTVs, helping you find the right fit early on.
Show clients how Omni’s market-leading 15% ERC-free overpayment allowance could help them manage costs over time, without committing to contracted payments.
Enter your FCA number to instantly find your dedicated more2life support team, so you know exactly who to speak to for help with your next Omni case.
All the key details about Omni in one place, so you can quickly understand how it works and who it’s for.
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A clear breakdown of Omni’s criteria to help you check client suitability fast and avoid unnecessary delays.
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A full list of any costs that could apply, so you can provide accurate information and set expectations early.
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A practical overview of who Omni is suitable for (and who it isn’t), helping you place the right cases, first time.
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