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What is Tailored?

Tailored is a lifetime mortgage designed to adapt to your clients’ evolving needs. Whether they prefer a single lump sum or a drawdown facility, it offers choice and control throughout the life of the plan. With options for partial repayments of up to 10% each year, a fixed early repayment structure, and the ability to access further funds when needed with the drawdown option. Tailored provides freedom and reassurance as it’s available to customers aged 55–85, with loan sizes from £10,000 to £800,000, helping them shape their later-life finances around what matters most.

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Who is this product for?

Your client could be suitable for Tailored if they want flexibility over how and when they access their funds, with the option of taking a single lump sum or drawing down cash as needed, following an initial release. It could also provide a good customer outcome for those who value control over their borrowing, wish to manage their repayments by making optional partial repayments of up to 10% each year, or want the reassurance of fixed early repayment charges.

Learn more about Tailored with our guides

Adviser Guide

Read our adviser guide so you can learn about all the key details and features that come with Tailored and Tailored Interest Reward.
Find out more >

Product Info Sheet

A practical overview of who Tailored is suitable for (and who it isn’t), helping you place the right cases, first time.

Learn more about lump sum

Learn more about drawdown

Why choose Tailored?

It supports your clients financial control

Clients can make partial repayments of up to 10 percent each year without incurring early repayment charges. This helps them manage how their loan grows over time, giving them more choice and confidence in shaping their long-term plans.

It gives clients flexible options

Tailored lets clients choose how they access their funds, either as a single lump sum or through drawdown when needed. This flexibility allows them to manage their borrowing in a way that fits their lifestyle while keeping future options open.

It offers a medically enhanced feature

Tailored Enhanced could give eligible clients access to a higher LTV than Tailored Choice, depending on their medical history and lifestyle. This could increase their borrowing potential and help them work towards their later life goals.

Key features

Age Range

Available to clients aged

55-85

LTVs

from 

13%-48%

Loans from

£10,000 - £800,000

Helpful Tailored downloads

Product guide

All the key details about Tailored in one place, so you can quickly understand how it works and who it’s for.



Download

Lending criteria

A clear breakdown of Tailored's criteria to help you check client suitability fast and avoid unnecessary delays.


Download

Tariff of charges

A full list of any costs that could apply, so you can provide accurate information and set expectations early.



Download

Product info sheet

A practical overview of who Tailored is suitable for (and who it isn’t), helping you place the right cases, first time.

Drawdown Download

Lump Sum Download

Lending criteria & other useful tools

Utilise our interactive tools to assess eligibility for your clients.

Lending criteria tool

Quickly check whether your client fits Tailored’s criteria, so you can qualify cases faster and with confidence.
 
Find out more

Max LTV calculator

Instantly calculate how much your client could release with Tailored’s LTVs, helping you find the right fit early on.

 
Find out more

Retained equity tool

Show clients how overpayments could help them manage costs over time, without committing to contracted payments.

 
Find out more

Dedicated support tool

Enter your FCA number to instantly find your dedicated more2life support team, so you know exactly who to speak to for help with your next Tailored case.
Find out more

Talk to our Adviser Support Team

 
Our expert team is here to assist you with any questions or support you need.

Phone

Lines are open:
Monday to Friday from 9am to 5pm

03454 500 151

Email

Or, if you'd prefer to do things online,
you can email us at

[email protected]

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