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The later life lender

With more choice than ever before and market-leading rates, there’s never been a better time to offer a more2life plan to your eligible clients. Create a KFI in seconds on fastpath.

  • Press releases
  • COVID-19 updates
  • Events
  • Blog
05.20

Return to physical valuations

Having been the first volume lender to offer remote valuations, equity release lender, more2life, has today announced that – in line with Government safety guidelines – it will now offer customers access to physical valuations as well.
05.20

more2life announces six month rate, feature and LTV guarantee

more2life has today announced that it will be guaranteeing rates and terms for a period of six months from the date of application so that customers who are finding that semi-automated valuations (SAV) are not suitable can still access these products.
04.20

more2life creates Head of Servicing role and promotes Liz Ford to the post

With it being more vital than ever that customers receive support post completion, more2life – one of the UK’s largest equity release lenders – has created a new Head of Servicing role and promoted Liz Ford (formally Operations Support Analyst) to fill this vacancy.
04.20

more2life appoints new National Sales Manager and Business Development Manager

more2life – one of the UK’s largest equity release lenders - has appointed Fran Green as National Sales Manager and Nurlana Kerimli as Business Development Manager.
04.20

more2life are first volume lender to introduce semi-automated valuations

more2life – one of the UK’s largest equity release lenders – has announced that it is the first volume lender to introduce semi-automated valuations across the majority of its product lines.
02.20

House of The Rising Sum – exploring equity release opportunities

AKG’s industry research paper, sponsored by lender more2life, ‘House of the rising sum – exploring equity release opportunities’ predicts steady growth for equity release but highlighted lingering concerns about risk management and a need to support vulnerable customers.
02.20

more2life launches lending criteria tool

Equity release lender, more2life, has today launched an online lending criteria tool to help advisers determine the likelihood of a successful application for equity release – a first for the later life market.
01.20

more2life hits three billion worth of loans under management

Following a record year of growth, more2life, has today announced that it now has £3 billion worth of loans under management.
11.19

More than a third of over 55s are living beyond their means

Research reveals that more than a third (35%) of over 55s say their expenditure exceeds their income, with a significant majority of these individuals (68%) dipping into their savings to help plug the gap.
10.19

Proportion of over 55s with credit card debt increases

Research reveals that the proportion of over-55s who have been in debt in the last five years and have borrowed using credit cards has significantly increased over the past 12 months, from 37% in 2018 to 54% in 2019.
09.19

TMA adds more2life to growing Later Life Lending panel

TMA club has today announced the addition of equity release lender, more2life, to its equity release panel
09.19

more2life launches Prime Plus and Tailored Plus

more2life, has today announced the launch of two new products as it endeavours to provide greater choice and flexibility for borrowers looking to unlock their property wealth.
08.19

75% of advisers want greater education on vulnerable Clients

Research showing that 75% of advisers said there was a need for greater education and additional resources in the market to provide practical guidance on how to recognise and deal with vulnerable clients
08.19

Maximum Choice Lite launches

The innovative equity release lender, more2life, has today announced the launch of Maximum Choice Lite its latest equity release product which offers lower rates and a wider range of loan-to-value (LTVs) ratios.
07.19

more2life adds Prime Choice to it's expanding product range

The UK’s largest independent equity release lender, more2life, has today announced the launch of its latest product, Prime Choice, available to homeowners looking to access the wealth tied up in their homes.
07.19

more2life identifies the top barriers to equity release plans being placed

With increasing numbers of clients interested in equity release, more2life, one of the UK’s largest equity release lenders, has launched a guide to understanding equity release lending criteria to help advisers manage client expectations.
04.19

New BDM for more2life

The UK’s third largest equity release lender, more2life, has appointed Sanjay Gadhia as Business Development Manager – South (BDM).
04.19

more2life launches new Capital Choice Lite products

The lender’s popular equity release plan, Capital Choice, now offers lower rates option alongside market-leading product features
03.19

more2life launches SMS booking system with e.surv

Innovative equity release lender more2life has launched SMS text appointment booking In partnership with e.surv Chartered Surveyors, a first for the equity release market.
02.19

More than half of adult children worry about their parents' standard of living during retirement

New research from equity release lender, more2life, has revealed over half (60%) of adult children (30 – 55 years old) are worried about the state of their parents’ finances as they step into retirement.
02.19

Over half of children worry about their parents finances - housing equity seen as a possible solution

New research from equity release lender, more2life, has revealed over half (60%) of adult children (30 – 55 years old) are worried about their parents’ finances.
01.19

more2life launches enhanced LTV calculator

Innovative equity release lender more2life has launched a new enhanced loan to value (LTV) calculator for advisers, the third brand new calculator launched by more2life in the last 5 months
01.19

Money doesn't talk

Money (doesn’t) talk - a third of adult children have never discussed finances with their parents...
12.18

A day in the life of Martin Heppenstall - more2life

6am, I would love to say I wake up with a spring in my step and a smile on my face but that wouldn’t be technically true, it’s more like a creaking noise and a confused thought as to whether that was my knees. However, a quick shower and a cup of coffee and I’m good to go.
06.20

Service levels

During the COVID-19 pandemic, we are publishing our service levels on a weekly basis to keep advisers informed
05.20

Information on physical valuations

We confirm when physical valuations are due to recommence and pipeline priorities.
05.20

more2life to recommence physical valuations

Following the news that the Government will start to ease lockdown restrictions, in conjunction with our partners at e.surv, we will carefully and gradually reintroduce physical valuations
04.20

Finalised semi-automated valuation information

We have compiled a document containing all plan information regarding retentions, criteria changes, pipeline details and more, made to accommodate semi-automated valuations on applicable plans
04.20

Semi-automated valuations now on Capital Choice

All Capital Choice plans are now proceeding with semi-automated valuations, along with Maximum Choice, Tailored and Prime Choice plans.
04.20

Changes to Prime Choice

We outline the necessary changes made to Prime plans to accommodate semi-automated (desktop) valuations, and include pipeline information
04.20

Changes to Maximum Choice

Some changes have been made to Maximum Choice, along with the introduction of semi-automatic (desktop) valuations
04.20

Semi-automated vals now on Tailored & Prime Choice

Following the announcement that all Maximum Choice plans will proceed with SAVs, we are delighted to announce that Tailored Lite, Tailored Plus and Prime applications will proceed with semi-automated (desktop) valuations (SAVs)
04.20

Valuations update - 03/04/20

We give you an update on where we are with progressing our plans onto semi-automated (desktop) valuations
04.20

Valuations update - 01/04/20

An update on where we are with introducing semi-automated (desktop) valuations to our plans, with some good news regarding Maximum Choice
03.20

Business Development Managers to offer virtual appointments

more2life Business Development Managers are to now offer virtual appointments in response to the COVID-19 situation
03.20

COVID-19 Update 31/03/2020

Providing you an update on our response to COVID-19 and it's operational effect.
03.20

COVID-19 Update 30/03/2020

Providing you an update on our response to COVID-19 and it's operational effect.
03.20

Equity Release Council announces changes to legal process

David Burrowes of the Equity Release Council has announced temporary modifications to the legal process for equity release, in line with Government recommendations
03.20

COVID-19 Update 26/03/2020

Providing you an update on our response to COVID-19 and it's operational effect.
03.20

COVID-19 Update 24/03/2020

Providing you an update on our response to COVID-19 and it's operational effect.
03.20

Update - changes to enhanced underwriting process

Medically enhanced underwriting processes for Tailored Plus cases have been temporarily altered to make things easier for your clients in response to the COVID-19 situation
03.20

Business as usual

You can rest assured that you can continue to work with more2life as usual in these uncertain times.
03.20

Later Life Lending Symposium 2020 - Remote edition

The Later Life Lending Symposium TWENTY20 is now available on demand
12.19

What will 2020 bring to the later life lending market?

With changes to the CeRER qualification and more products than ever, here's what to expect in 2020...
12.19

A historic period for retirement planning

With new products frequently entering the market, and increased product development, more advisers than ever are engaging with the later life lending sector.
11.19

How housing wealth can help a generation saddled with debt

more2life explores the role housing wealth has to play in helping over 55s with debt...
12.19

Equity release must lead the way on vulnerable customers

Three-quarters (75%) of advisers surveyed by more2life feeling underprepared, saying that more must be done to support customers.
12.19

Technology is replacing paper in equity release

The development of systems like online application approvals, electronic tracking and SMS updates is also bringing huge benefits for both clients and advisers. But adoption of technology in the later life sector has tended to lag behind the main market.

Learning Lab

The Learning Lab is here to help you develop the knowledge and skills you need to succeed. We work closely with industry and marketing experts to offer easily-digestible content, tailored to advisers in the later life market. Take a look at the latest items ...

COVID-19 plan changes

This handy document outlines all plan modifications made in light of COVID-19, including valuation processes.
Download now

BestAdvice Intelligence - Later Life Lending Report 2020

This BestAdvice Intelligence report aims to give mortgage advisers a clear picture of the key later life lending providers delivering products to the mortgage intermediary market. 
Download now

Lending restrictions

What types of lending restriction are currently in place across the market to account for the COVID-19 crisis?
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Remote valuations & legal advice video

In light of process changes needed to cope with business in the time of the COVID-19 pandemic, industry legal & valuation experts from e.surv & Equilaw join Stuart Wilson of more2life to discuss these changes..
View now

This website is intended for intermediaries only and has not been approved for customer use. more2life Limited. Registered in England No 5390268. Registered Office: Baines House, 4 Midgery Court, Fulwood, Preston PR2 9ZH. more2life is authorised and regulated by the Financial Conduct Authority.