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10.21

Over-55s in the South are three times as likely to use equity release for property purchase as those in the North, finds more2life

- SE England, SW England and London comprised 46% of all equity release house purchase cases in 2020-21, compared to 15% from NE England, NW England and Yorkshire - South East England was the most popular region, accounting for almost a quarter (23%) of all cases
09.21

1.5 million widows have lost out on pension income after the death of their partner, reveals more2life research

- 59% of widows said they had been left with less retirement income, compared to just 16% of men who reported the same - Only a third of women (35%) have independent pension wealth, whilst 40% do not have any pension wealth whatsoever
09.21

Property purchases funded by equity release more than double in 2021, as retirees take advantage of the Stamp Duty holiday

- Equity release loans intended for purchasing property rose by 116% year-on-year in 2021 - Total value of property used for equity release more than doubled over same period
08.21

Over 55’s gender pensions gap widens to more than £180,000, new research suggests

- Women missing out on £183,936 compared to men in retirement despite contributing a larger percentage of income to their pension pots - Gender pensions gap has risen by £26,673 since last year, highlighting the impact of Covid-19 on the retirement savings of over-55s
08.21

Advisers confident in the equity release market but product innovation will be key in the long term

New research from more2life has today revealed that 94% of advisers are confident about the outlook for the equity release market over the next year, while less than three-quarters (71%) feel the same about the residential property market
07.21

Debt among silver spenders set to rise by £10bn in 2021 as consumer confidence returns, says more2life

- The over-55s are expected to have £236bn in debt by 2021, an increase from £226bn in 2020 as confidence returns. Returning consumer confidence follows a period of uncertainty for older households with 27% saying their financial situations have worsened since March 2020
06.21

Three-quarters of advisers believe more clients will look to equity release to meet basic needs in the next year, reveals more2life

New research from more2life has today revealed that over three-quarters (78%) of advisers think more of their customers will look to equity release to support basic retirement needs over the next year.
06.21

more2life urges advisers to protect vulnerable customers by responding to the FCA’s call for a new Consumer Duty

more2life is today urging advisers to respond to the Financial Conduct Authority’s (FCA) recent call for a new Consumer Duty by the end of July in order to ensure the needs of later life customers are accurately captured.
06.21

more2life offers the highest LTV available in the equity release market with the launch of two new plans

One of the UK’s largest equity release lenders, more2life, has enhanced its proposition with the launch of two new products, Maximum Choice Super 1 & 2, which offer the highest loan-to-value (LTV) options available in the market.
05.21

more2life enhances Capital Choice product suite with new plans and broader range of LTVs

Equity release lender, more2life, has today announced a range of updates to its Capital Choice product suite as it aims to provide a more competitive and broader range of lending solutions to later life borrowers.
04.21

more2life introduces highest LTV in the lifetime mortgage market with launch of new lump sum plan

more2life has widened its extensive portfolio once again with the launch of its latest product, Prime Max Lump Sum, offering the highest loan-to-value (LTV) available in the equity release market today.
04.21

more2life to co-host Later Life Lending Symposium with Key Partnerships and Air Group

more2life to co-host Later Life Lending Symposium with Key Partnerships and Air Group
03.21

Reasons for the decline of equity release cases remain fairly consistent despite pandemic

While only 8% of equity release cases are rejected, more2life – one of the UK’s largest equity release lenders – has tracked the reasons that cases are declined to help advisers better manage clients’ expectations.
03.21

more2life strengthens its business development team with new hire

more2life – one of the UK’s largest equity release lenders and part of Key Group - has appointed Darren Hymos as Business Development Manager.
03.21

Core servicing processes at more2life now 40% faster due to robotic automation

With the last twelve-months requiring lenders to think differently about how they support clients and advisers, more2life is delighted to announce that it has partnered with Robiquity – specialists in robotic process automation.
03.21

more2life shares top tips for equity release advisers on completing house purchase cases

Consumer demand for equity release purchase cases is rising as borrowers look to capitalise on the stamp duty holiday
02.21

more2life comments on FCA vulnerability guidance

more2life welcomes the FCA’s latest guidance on the treatment of vulnerable customers. Research from more2life also uncovered that the vast majority (81%) of advisers want more education to help identify vulnerability.
01.21

more2life partners with PRIMIS mortgage network

more2life launches new partnership with PRIMIS Mortgage Network, which will see the later life lending specialist sit on PRIMIS’ newly launched equity release panel. 
12.20

more2life broadens product range for homeowners with high value properties

Equity release lender, more2life, has today announced the launch of its latest lifetime mortgage, Capital Choice Ultra Lite.
12.20

more2life bolsters Flexi Choice range with two new lump sum plans

The two additional plans – named Flexi Choice Lump Sum Max 2 and Flexi Choice Lump Sum Max 3 – will sit alongside the existing Lump Sum Max 1 option and further support older borrowers looking for innovative and flexible lending solutions.
11.20

Advisers say recognising vulnerable clients is one of their biggest priorities but only 1 in 10 say it is easy to do so

While 84% of equity release advisers believe recognising vulnerable clients is one of their biggest priorities, just 12% of advisers believe it is generally easy to identify these clients suggests new research from equity release lender, more2life.
10.20

One in Three Women over 54 have Borrowed Just to Make Ends Meet but Men Twice as Likely to Use 0% Credit Cards, reveals Cebr research for more2life

One in Three Women over 54 have Borrowed Just to Make Ends Meet but Men Twice as Likely to Use 0% Credit Cards, reveals Cebr research for more2life
10.20

Three quarters of older homeowners would welcome additional support from advisers if they were vulnerable, finds more2life

With the Financial Conduct Authorities (FCA) consultation on the fair treatment of vulnerable customers set to close on Wednesday 30th September, more2life – one of the UK’s top equity release lenders - has published a report that looks into adviser and consumer attitudes to this topic.
08.20

more2life refreshes ‘Tailored’ range

Equity release lender, more2life, has announced the launch of its refreshed ‘Tailored’ plan range as it continues to support older borrowers with innovative and flexible lending solutions
07.20

Corona caution means over-55s are set to borrow £19bn less over the next two years, despite taking a financial hit, says more2life

The over-55s are expected to have £207bn in debt by 2021 – a drop from £226bn in 2019 – as consumer borrowing appetite falls. However, returning consumer confidence after 2021 means debt among older generations is set to reach £300bn in 10 years
07.20

more2life revives ‘application-to-offer’ service promise

Equity release lender, more2life, has today announced the return of its 14 working day service promise which will see the lender compensate customers with £500 if it takes longer than 14 working days to issue a loan offer from the date of application. 
07.20

more2life launch Direct Sourcing to Application API, streamlining product selection for Iress users

Iress has launched the first stage of an integration with the more2life API (application programming interface) which will streamline the product application process and save advisers time.
06.20

Later life lending advisers see greater demand from clients during Covid-19, more2life research shows

A quarter (26%) of advisers have had clients reach out due to fears over the impact of the crisis on their pension savings. Over half (57%) of advisers said that clients have been reluctant to make major financial decisions during the uncertainty
06.20

Equity release market embraces technology

New research from equity release lender, more2life, has today revealed that over half (56%) of later life lending advisers* think there will be a greater reliance on technology compared to paper-based systems when the equity release market returns to more normal operating models.
05.20

Return to physical valuations

Having been the first volume lender to offer remote valuations, equity release lender, more2life, has today announced that – in line with Government safety guidelines – it will now offer customers access to physical valuations as well.
10.21

Service levels 11/10/21

Your weekly service level update from more2life
08.20

more2life COVID-19 response

Here you can find detail and useful information on how we have altered our service and processes to better meet yours & your client's needs, from the start of the pandemic and beyond
04.21

Later Life Lending Symposium 2021

The Later Life Lending Symposium 2021 - 21st April 2021
03.20

Later Life Lending Symposium 2020 - Remote edition

The Later Life Lending Symposium TWENTY20 is now available on demand
12.19

What will 2020 bring to the later life lending market?

With changes to the CeRER qualification and more products than ever, here's what to expect in 2020...
12.19

A historic period for retirement planning

With new products frequently entering the market, and increased product development, more advisers than ever are engaging with the later life lending sector.
11.19

How housing wealth can help a generation saddled with debt

more2life explores the role housing wealth has to play in helping over 55s with debt...
12.19

Equity release must lead the way on vulnerable customers

Three-quarters (75%) of advisers surveyed by more2life feeling underprepared, saying that more must be done to support customers.
12.19

Technology is replacing paper in equity release

The development of systems like online application approvals, electronic tracking and SMS updates is also bringing huge benefits for both clients and advisers. But adoption of technology in the later life sector has tended to lag behind the main market.

Learning Lab

The Learning Lab is here to help you develop the knowledge and skills you need to succeed. We work closely with industry and marketing experts to offer easily-digestible content, tailored to advisers in the later life market. Take a look at the latest items ...

Proximity to commercial helpsheet

Proximity to commercial properties remains a common reason for case declines - so we take a look at some of the influencing factors which can be taken into consideration by lenders
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Flat roofs helpsheet

Flat roofs greater than 25% are now the most common reason for case declines at more2life, so we take a closer look at flat roofs - the main issues, what lenders take into consideration and more
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Flood risk helpsheet

Flood risk remains the fourth most common reason for declined cases at more2life, so we take a look at what lenders consider when it comes to properties and flooding.
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Clutter helpsheet

As severe clutter climbed the list of the most common reasons for declined cases at more2life, from 6th to 3rd between 2019 and 2020, we take a look at why severe clutter is an issue for underwriting lifetime mortgages.
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This website is intended for intermediaries only and has not been approved for customer use. more2life Limited. Registered in England No 5390268. Registered Office: Baines House, 4 Midgery Court, Fulwood, Preston PR2 9ZH. more2life is authorised and regulated by the Financial Conduct Authority.