We use essential cookies to make our website work properly when you visit us. We’d also like your consent to set other non-essential cookies to help us improve our website and tailor the marketing you see.
Go back
As you’ll no doubt be aware, we’ve seen renewed turbulence in global geopolitics over the past few weeks, and this has already begun to feed through to the markets. Gilt rates have climbed by 15bps compared with this time last week1, and Swap rates have risen by over 10bps since the start of the week alone2.
As a reminder, lifetime mortgage rates are intrinsically linked to movements in both Gilts and Swaps, and with ongoing volatility likely to continue for at least the next few weeks, we may well see further upward pressure on pricing.
To help protect your customers from potential rate increases, I strongly recommend creating a KFI. Securing a KFI now ensures you have today’s rates available, safeguarding your clients against any future uplift.
Additionally, when speaking with your clients, it’s worth considering how the latest generation of Interest Reward products can provide further value in a higher rate environment. With discounted interest rates available for customers who commit to making regular monthly payments, typically ranging from 5bps to 75bps on our Flexi Interest Reward plan, these products are designed to help mitigate the impact of rising costs over the life of the loan.
If you have any questions or would like to discuss how we can help you position your cases in the current market, please don’t hesitate to contact a member of our expert team.
Create a KFI
Read now
As a reminder, lifetime mortgage rates are intrinsically linked to movements in both Gilts and Swaps, and with ongoing volatility likely to continue for at least the next few weeks, we may well see further upward pressure on pricing.
To help protect your customers from potential rate increases, I strongly recommend creating a KFI. Securing a KFI now ensures you have today’s rates available, safeguarding your clients against any future uplift.
Additionally, when speaking with your clients, it’s worth considering how the latest generation of Interest Reward products can provide further value in a higher rate environment. With discounted interest rates available for customers who commit to making regular monthly payments, typically ranging from 5bps to 75bps on our Flexi Interest Reward plan, these products are designed to help mitigate the impact of rising costs over the life of the loan.
If you have any questions or would like to discuss how we can help you position your cases in the current market, please don’t hesitate to contact a member of our expert team.
Create a KFI
Other articles
-
.png?ext=.png)
How Interest Rates Work
An interest rate tells you how much it costs to borrow money. Future interest rates can be difficult to predict, as they’re impacted by a wide range of factors. However, most more2life lifetime mortgage interest rates are fixed for life, which means that they won’t change over the lifetime of your mortgage.
Read now -
-min.png?ext=.png)
Budget 2025: Advisers must warm to lifetime mortgages in response to frozen IHT thresholds
With IHT thresholds frozen until 2031, advisers face growing pressure to help clients manage rising inheritance tax exposure. Dave Harris, CEO of more2life, outlines why lifetime mortgages are becoming an important tool in reducing estate values, supporting later-life needs, and enabling efficient gifting.
Read now -
The FCA should make later life lending central to its public discussions
The government’s ongoing focus on growing the economy has led it down the path to various industry regulators, not least our own FCA, with the request to look at its existing rules to see whether they are holding back activity in any way, shape, or form. Read more to find out what more2life CEO, Dave Harris, has to say...
Read now -
Why lifetime mortgages are becoming a critical IHT planning tool
Inheritance Tax (IHT) continues to prove a useful levy for the Treasury. The latest official data shows that receipts for the first quarter of the tax year came to a new record high of £2.2 billion, a jump of £100 million on the same period of last year. Read more to find out what more2life CEO, Dave Harris, has to say...
Read now